Now that almost the entire population of the UAE has health insurance, premiums are now a significant P&L item and new to many CFOs. The drivers of this cost are legislation, member utilisation of benefits, medical inflation and employee health. Employers have direct control over only one of these drivers...the health of their employees. Consilient believes that there will now be a move towards the "involuntary" establishment of workplace wellness schemes as the only tool employers have to contain their health insurance costs. To read a full discussion on this topic, click below.